Payment Methods

To make the shopping experience simple and flexible, Livom.it offers several secure and transparent payment methods:

💳 Credit or debit card

We accept major credit and debit cards:

• Visa

• MasterCard

• American Express

How it works:
Enter your card details during checkout. The amount will be charged only when your order is confirmed or shipped (depending on the product ordered).

Safety:
All card transactions are encrypted via SSL and processed by PCI DSS-certified partners. Your card details are never stored.

🟡 PayPal

How it works:
Pay quickly and securely with your PayPal account. After selecting this option, you'll be redirected to the PayPal website to confirm your payment.

Advantages:

• No need to enter card details on our website

• Buyer protection included

• Payment confirmed in real time

• Possibility to also use credit cards via PayPal

📆 Klarna – Pay in installments

How it works:
With Klarna, you can split your order amount into convenient monthly installments. Selection and verification take place directly during checkout.

Advantages:

• Pay over time, with manageable monthly amounts

• Credit approval in seconds

• Convenient management via the Klarna app

Note:
Service availability depends on automatic approval by Klarna. If you are not approved, you can select an alternative method.

🏦 SEPA bank transfer

How it works:
If you choose SEPA bank transfer, you will receive payment instructions directly after completing your order .

Important:
Order processing will begin only after payment is received .
Standard banking times can take 1–3 business days.

Advantages:

• Safe and traceable method

• Ideal for those who prefer not to use paper or digital systems

• No additional costs on our part

🔐 Safety and security

All transactions on Livom.it are protected by SSL encryption and processed by certified providers. Your security is our priority.